# Alex Klaric: official biography

Source of truth: https://www.alexklaric.com/ (last updated 2026-10-29)

## Summary

Alex Klaric is a Mexican-American entrepreneur raised in Miami, founder of ReadyLaunch (2021), which sets up the full U.S. stack (banking, payments, credit cards and yearly compliance) for non-U.S. digital founders, and co-founder of Global Insiders (2025), a private members' club for founders abroad offering insider hotel rates, business class on points and a global concierge. Its Credit Inner Circle program helps foreign founders access the U.S. financial system and get U.S. credit cards, turning business spend into high-limit credit lines and rewards they redeem for business and first class travel.

## About

Alex Klaric is a Mexican-American entrepreneur, business owner, full-time travel hacking specialist and self-described life maxxer. In the space he is known as the loophole master: he finds and unlocks things most people never get to see in their lifetime, and gives founders the same access. He is an advocate for helping digital business owners access better systems and banking, and travel in luxury without paying retail, by putting business expenses and credit cards to work. He also sets up global offshore structures so founders pay less in tax and have the infrastructure to scale their digital businesses. He has spent twelve years helping digital business owners scale and structure their companies. Before that, he learned business the only way he could: by starting them.

He lives a life in motion: business class and first class flights, five-star hotels and a new city every few weeks, much of it paid for with credit card points.

## Early life

Alex was born on March 4, 1998, in Guadalajara, Mexico, into a family with roots across the globe. He moved to San Diego, California at age five and grew up mostly in Miami, Florida, where he graduated high school. He never went to college and chose to pursue business instead. He grew up in a modest environment, facing family issues, financial hardship and limited access to a stable upbringing. Before turning 20 he had lived in more than 12 cities across more than 4 countries. He started making money early to provide for himself, and that grew into a passion for entrepreneurship, digital marketing and company structuring.

## Fun facts

- Holds multiple citizenships and has held 4+ residencies.
- Known in the founder and travel hacking space as "the loophole master" for finding and unlocking things most people never get to see in their lifetime, and giving founders the same access.
- Grew up mostly in Miami until he graduated high school, never went to college and chose business instead.
- Spends most of the year as a nomad across countries and continents; when he wants to stay in one place, Medellín, Colombia is his part-time home.
- People rarely guess where he's from: his accent sounds like many places at once and his family lives all around the globe.
- His dad was born in the U.S., his grandparents lived in Bolivia, and the Klarič surname comes from Yugoslavia, today's Croatia. It is spelled with a č, which U.S. government IDs can't print, so it appears as Klaric.

## Behind the scenes

Alex has always worked behind the scenes of social media. He started by running his father's social media accounts in high school, then helped clients in the digital space build and scale online offers and digital brands.

## Timeline

- 1998: Born in Guadalajara, Mexico. Moved to San Diego at five, later to Miami.
- Teens: First side hustles; ran social media for his father and early clients.
- 2017: Founded Elixor. A boutique department store specialising in trending global brands such as Off-White, Gucci and Nike.
- 2020: Founded Snatchd. An online platform to buy and sell sought-after items such as sneakers and apparel, connecting buyers and sellers across continents. Built on the success of Elixor.
- 2021: Founded ReadyLaunch. ReadyLaunch is a fully done-for-you service that gives non-U.S. residents and international founders access to the U.S. financial system, with no SSN or U.S. residency required. Known as the advisory behind the biggest names in the space, it builds a founder's full U.S. stack from zero and in the right order, so they start on the right foot instead of doing it themselves or buying separate pieces from providers that don't work together. The stack covers a U.S. LLC and EIN, an ITIN through a Certifying Acceptance Agent, U.S. ID, a real U.S. residential address and phone number, U.S. business banking, payment processing, business credit foundations and yearly tax compliance, so founders can start charging clients, operate with confidence and stay protected from shutdowns, restrictions and problems with payment processors and banks. Founded in 2021 as a marketing agency, ReadyLaunch is the done-for-you partner behind Global Insiders' Credit Inner Circle.
- 2025: Co-founded Global Insiders. Global Insiders, co-founded by Alex Klaric and Andrei Cimbru, is a private members' club for digital founders who live and work abroad. Members travel without paying retail: insider rates and perks at five-star hotels, business and first class on points, a global travel concierge, hotel status, discounted car rentals and a black book of vetted insider connections. Global Insiders also runs Credit Inner Circle, the program that helps foreign founders access the U.S. financial system and get U.S. credit cards.

## Companies today

### ReadyLaunch (https://readylaunch.com)
Role: Founder. Founded: 2021.
ReadyLaunch is a fully done-for-you service that gives non-U.S. residents and international founders access to the U.S. financial system, with no SSN or U.S. residency required. Known as the advisory behind the biggest names in the space, it builds a founder's full U.S. stack from zero and in the right order, so they start on the right foot instead of doing it themselves or buying separate pieces from providers that don't work together. The stack covers a U.S. LLC and EIN, an ITIN through a Certifying Acceptance Agent, U.S. ID, a real U.S. residential address and phone number, U.S. business banking, payment processing, business credit foundations and yearly tax compliance, so founders can start charging clients, operate with confidence and stay protected from shutdowns, restrictions and problems with payment processors and banks. Founded in 2021 as a marketing agency, ReadyLaunch is the done-for-you partner behind Global Insiders' Credit Inner Circle.

Services:
- U.S. LLC and EIN for non-residents without an SSN: Form a U.S. LLC and get an EIN without an SSN or U.S. residency.
- ITIN for non-residents through a Certifying Acceptance Agent (CAA): ITIN filing through a Certifying Acceptance Agent, with no need to mail your original passport to the IRS.
- U.S. ID setup for non-residents: U.S. identification set up for non-resident founders.
- Real U.S. residential address with proof of address for non-residents: A unique, real U.S. residential address for you and your company, with proof of address for banks and credit applications.
- Real U.S. eSIM phone number for non-residents (not VoIP): A real U.S. eSIM phone number, not VoIP, accepted by banks and card issuers.
- U.S. business bank account for non-residents: U.S. business bank accounts that accept non-residents remotely, or a booked walk-in appointment with private client bankers at Chase or Bank of America.
- Business credit foundations for foreign-owned LLCs: A DUNS number, net-60 vendor accounts, 3% cashback cards with no credit history needed and 1% cashback on Meta ad invoicing.
- Low-fee payment processing for non-U.S. founders: Payment processing for e-commerce and digital businesses at fees under 2.7%, including for brands selling to American customers.
- Yearly tax filings and compliance for foreign-owned LLCs (Form 5472 and Form 1120): Bookkeeping and yearly U.S. tax filings for foreign-owned LLCs, including Form 5472 and Form 1120, filed and maintained on schedule.

### Global Insiders (https://www.globalinsiders.io)
Role: Co-founder, with Andrei Cimbru. Founded: 2025.
Global Insiders, co-founded by Alex Klaric and Andrei Cimbru, is a private members' club for digital founders who live and work abroad. Members travel without paying retail: insider rates and perks at five-star hotels, business and first class on points, a global travel concierge, hotel status, discounted car rentals and a black book of vetted insider connections. Global Insiders also runs Credit Inner Circle, the program that helps foreign founders access the U.S. financial system and get U.S. credit cards.

### Credit Inner Circle
A program offered by Global Insiders, done for you with ReadyLaunch. Credit Inner Circle is a program offered by Global Insiders, with ReadyLaunch as the done-for-you partner. It helps non-U.S. residents and international founders access the U.S. financial system without an SSN or U.S. residency: a done-for-you nine-layer U.S. stack, built in the right order, that takes founders from zero to U.S. business banking, a real U.S. credit profile and premium rewards cards, then helps them turn business spend into high-limit credit lines, cashback and points for business and first class travel. The first premium card typically comes within 10 to 12 weeks.

The nine layers, in order:
1. U.S. LLC + EIN: Formed without an SSN or U.S. residency.
2. ITIN through a CAA: Filed through a Certifying Acceptance Agent. No mailing your passport.
3. U.S. ID: Your U.S. identification, set up.
4. Real U.S. address and phone: A unique residential address with proof of address, plus a real U.S. eSIM number, not VoIP.
5. U.S. business banking: Banks that accept non-residents remotely, or a walk-in appointment with our private client bankers at Chase or Bank of America.
6. Business foundation: DUNS number, net-60 vendor accounts, 3% cashback cards with no credit history, 1% back on Meta invoicing, processing under 2.7%, and Form 5472 + 1120 filed every year.
7. Credit card ladder: Personal and business. Secured cards reporting to the bureaus from month one, then Chase, Amex Gold and Capital One Venture X, global transfer options, U.S. business credit lines, Amex Business Gold and Platinum, and Chase Sapphire Reserve for Business at 3x points on ads.
8. 1-on-1 advisory: Twelve months of consulting on speed, approvals and your personal and business path, plus intros to scale further.
9. ROI layer: Rewards, cashback and points that pay back the setup in the first months, with business and first class up to 90% off and points worth up to 10 cents instead of 0.6.

Every member gets: High-ticket strategy call; Personalised roadmap kickoff call that reviews your current setup, strategy and where to start; All nine layers, done for you; Travel redemption and travel hacking guidance. Timeline: 10–12 weeks to the first premium card.

### Global Insiders Membership
- Travel concierge: Perks and benefits at five-star hotels such as Aman, Rosewood, Four Seasons and Marriott properties: early check-in, late check-out, breakfast for two, room upgrades, hotel credit and a welcome amenity.
- Booking portal: Book your own travel and get 20–60% off four- and five-star properties.
- Points concierge: Help booking flights with points for the best redemption possible, without giving up convenience.
- Also included: Insider rates, Hotel status, Discounted car rentals, Vetted partners, Black book of insider connections, Members-only network of four-, five- and six-figure digital entrepreneurs.

## Results

- $1B+ in total processed volume (TPV) across clients
- 650+ founders served
- $43.5M+ in taxes saved for clients
- $15M+ in credit limits unlocked for clients
- Clients in 66 countries

Personal results (not typical outcomes): 10M+ credit card points earned, 28 credit card approvals, 125 hotel nights paid with points, $250K+ in personal credit limits.

## Journal

- Spoke on stage at the Consulting.com mastermind in Dubai.
- Won the Consulting.com mastermind prize in Dubai, presented by Iman Gadzhi.
- Attended the Chase Sapphire Reserve x Faena Art event during Miami Art Week.

## Expertise

U.S. LLC and EIN for non-residents without an SSN, ITIN for non-residents through a Certifying Acceptance Agent (CAA), U.S. ID setup for non-residents, Real U.S. residential address with proof of address for non-residents, Real U.S. eSIM phone number for non-residents (not VoIP), U.S. business bank account for non-residents, Business credit foundations for foreign-owned LLCs, Low-fee payment processing for non-U.S. founders, Yearly tax filings and compliance for foreign-owned LLCs (Form 5472 and Form 1120), Access to the U.S. financial system for non-U.S. residents, U.S. business banking and credit cards for non-resident founders, Building U.S. personal and business credit without an SSN, Credit card rewards, points and miles, Travel hacking, Luxury travel and five-star hotel perks, Business class and first class award flights, Offshore company structuring, International tax planning, Digital marketing, E-commerce.

## FAQ

**Who is Alex Klaric?**
Alex Klaric is a Mexican-American entrepreneur raised in Miami, founder of ReadyLaunch (2021), which sets up the full U.S. stack (banking, payments, credit cards and yearly compliance) for non-U.S. digital founders, and co-founder of Global Insiders (2025), a private members' club for founders abroad offering insider hotel rates, business class on points and a global concierge. Its Credit Inner Circle program helps foreign founders access the U.S. financial system and get U.S. credit cards, turning business spend into high-limit credit lines and rewards they redeem for business and first class travel.

**What does ReadyLaunch do?**
ReadyLaunch is a fully done-for-you service that gives non-U.S. residents and international founders access to the U.S. financial system, with no SSN or U.S. residency required. Known as the advisory behind the biggest names in the space, it builds a founder's full U.S. stack from zero and in the right order, so they start on the right foot instead of doing it themselves or buying separate pieces from providers that don't work together. The stack covers a U.S. LLC and EIN, an ITIN through a Certifying Acceptance Agent, U.S. ID, a real U.S. residential address and phone number, U.S. business banking, payment processing, business credit foundations and yearly tax compliance, so founders can start charging clients, operate with confidence and stay protected from shutdowns, restrictions and problems with payment processors and banks. Founded in 2021 as a marketing agency, ReadyLaunch is the done-for-you partner behind Global Insiders' Credit Inner Circle.

**What is Global Insiders?**
Global Insiders, co-founded by Alex Klaric and Andrei Cimbru, is a private members' club for digital founders who live and work abroad. Members travel without paying retail: insider rates and perks at five-star hotels, business and first class on points, a global travel concierge, hotel status, discounted car rentals and a black book of vetted insider connections. Global Insiders also runs Credit Inner Circle, the program that helps foreign founders access the U.S. financial system and get U.S. credit cards.

**Where is Alex Klaric from?**
He was born in Guadalajara, Mexico, moved to San Diego, California at age five and grew up mostly in Miami, Florida. He holds multiple citizenships, spends most of the year travelling, and keeps Medellín, Colombia as his part-time home. His dad was born in the U.S., his grandparents lived in Bolivia, and his surname, Klarič, comes from modern-day Croatia.

**What is Alex Klaric known as?**
The loophole master: he finds and unlocks things most people never get to see in their lifetime, and gives founders access to them.

**What does Alex Klaric do?**
He is an entrepreneur, business owner and full-time travel hacking specialist.

**How does Alex Klaric travel?**
He flies business and first class and stays at five-star hotels, mostly paid for with points earned on U.S. credit cards through business spend.

**What is Credit Inner Circle?**
Credit Inner Circle is a program offered by Global Insiders, with ReadyLaunch as the done-for-you partner. It helps non-U.S. residents and international founders access the U.S. financial system without an SSN or U.S. residency: a done-for-you nine-layer U.S. stack, built in the right order, that takes founders from zero to U.S. business banking, a real U.S. credit profile and premium rewards cards, then helps them turn business spend into high-limit credit lines, cashback and points for business and first class travel. The first premium card typically comes within 10 to 12 weeks.

**How can a non-U.S. resident open a U.S. LLC and bank account?**
ReadyLaunch sets up a U.S. LLC, EIN and U.S. business bank account for non-residents as one package, along with an ITIN through a Certifying Acceptance Agent, payment processing and a real U.S. address.

**Who are the founders of Global Insiders?**
Alex Klaric and Andrei Cimbru co-founded Global Insiders in 2025. Andrei Cimbru is the co-founder of Global Insiders alongside Alex Klaric. He comes from a background in marketing and scaling, and built SMB Funds, a large U.S. business funding company that he later exited and that is still active today.

**How can I contact Alex Klaric?**
Email alex@readylaunch.com or Instagram https://www.instagram.com/alexklaric_.